ISAs & Tax-free Savings

A question about : ISA maturing, what should i do

My husband and I have a Direct Isa with Santander each worth Ј14k. We have not used any of last years allowance and are not likely to in the future. It is a pot to use as top up if we need anything over and above normal living costs funded by pensions.

A question about : Isa or bond

Can any one explain why a 5 yr fixed bond offers 3.18 % giving Ј31.80 before tax per Ј1000 which is what you get if you get this tax free

Or 5 yr ISA with the same bank gets 2.70% giving you a return of
Ј27.00 for the same thousand pound invested for the same period .

It seems to me that the bank is pocketing , Ј 4.80 per thousand of your tax savings from the government both these products allow no
Money to be withdrawn.

A question about : Sun life Stocks and Shares ISA

Good afternoon all

In the last few weeks I signed up for the above. One of the main reasons was due to the flat 1.5% yearly fee. I have since been reading a few reviews and am now a little worried. I was looking at using standard life as I have my pension with them but didnt really understand the fees (I emailed them and heard nothing back). I understand Scottish Friendly run the above ISA and just really wanted some reviews/help.

David

A question about : Authority to cash a warrant

A question about : Capital Gains Tax Question

Morning all,

OK I have some shares that have gone up in value meaning I am needing to find out how much tax to pay on Capital Gains. Im confused about the tax free allowance, hopefully someone out there can help.

As I understand it...

- Your tax free allowance per year is Ј11,000
- Your ISA allowance per year is Ј15,000

A question about : ISA advice

Hi - I currently pay Ј150/mth into a S&S ISA that I opened at the end of 2010. It has done and still does give me a very good return. The fund is relatively high risk hence good returns, and I have been advised to keep these payments going and possibly increase if possible. I doubt I will be able to do so for a while yet - young family pressures etc!

I am generally well clued up on ISAs but cant get my ahead around my situation. The more I look at it the more confused I get, so to save my sanity I'm turning for help!

A question about : Best savings option?

Evening, all

Looking for advice regarding the best option for my current savings!
I have 20k with Santander that has matured into a ISA saver and a basic BOS account for everyday banking.

As the ISA is now only paying (1.00%) I am weighting up the benefits of either,

1. Transferring to current best ISA (Post office, 1.5%) or
2. Moving full 20k into best paying bank Account (Santander 123, 3%)

A question about : S&S ISA Questions

Hello all, I've got a few questions about opening an S&S ISA and after reading around I've not seem to come up with any answers. Any help would be appreciated (these may seem like primitive questions, go easy on me I'm new).

1) Do you need to keep opening a new S&S ISA every year or can you continue to top up the same single account with the full 15k or so allowance for each year?