ISAs & Tax-free Savings

A question about : Reviews on A J Bell

Evening,

Following my last post on here, I have shortlisted A J Bell to manage my ISAs. At the moment, I have funds with HL and with my plan to move into ITs, I am looking to

1. Sell all my funds within the HL ISA to have Ј22k in cash
2. Initiate a cash ISA transfer with AJ Bell
3. Once transferred, bulk invest Ј22k across 3 or 4 ITs
4. Start regular monthly IT investments through A J Bell

A question about : Full ISA Guide Discussion Area

HI,

i have filled up my allocation for my cash ISA for this year, and i am now interested in the share ISA part. I would like to invest in Taiwan through this, either through a fund or through a Index Tracker of the Taiex Index? is there any way that this can be done? if so, who offers this?

thanks in advance!

A question about : ISA advice

Hi

I have Ј1000 currently saved (in a current account) and can save Ј500 a month for at least next 2 years and 7 months.

Is it best to open an ISA now or wait til new tax year?

Thanks!

Best answers:

• An ISA is almost certainly not the best place for your money. Look at regular savings accounts and interest paying current accounts. E.g. TSB, FlexDirect, Club Lloyds, Tesco, 123.

A question about : 2010 Clydesdale 5 year ISA Bond FURTHER Lock In

Just a reminder to the many who took out the above ISA Bond in 2010
Your money will be automatically locked into a new rate rather than placed in an easy access pot if a six-week window of opportunity to move it is missed.

A question about : Not sure if an ISA is for me...

Hey there,

I'm a student and I'm just starting to buy some investments. I was planning on buying some Index funds, but I'm unsure on whether it'd be worth putting it in an Investment ISA.

All of the sites I can find have various charges associated with setting up an ISA with them, some are percentage on investment, some are flat rates. I'm not going to be investing a substantial amount to begin with (I'm a student after all) so I'm worried that the extra costs would cannibalise my initial investments.

A question about : MSE News: Should I save in Santander's 123 account or put the money in a cash ISA?

ISA season is nearly upon us, so should you open one? Or should you save in an interest paying bank account instead?...

Read the full story:

Should I save in Santander's 123 account or put the money in a cash ISA?

A question about : Lost ISA and no paper trail

I have been having a massive declutter. And found paper work for a very old ISA share account.

I have found nothing to say I cashed it in. But I could have done. No statements or anything. But seeing as I am keep everything and just in the process of shredding paper work from 1999 and hence I found it.

I have spoken to the company concerned and they have been taken over by someone else. It seems in 2004 another company took over the some of there investments.

A question about : Tax Exempt Savings Plans [TESPs]

what do people here think of these plans, exclusively available via Friendly Societies?

Under current legislation the maximum individual investment in a tax exempt savings plan, which is a type of qualifying policy with a special tax status, is Ј25 per month or Ј270 annually.

this is in addition to an ISA allowance.