ISAs & Tax-free Savings

A question about : multiple ISA's

Please excuse what might be a really stupid question, but are you allowed to have ISA's with different companies?

A question about : Post Office Online ISA

Post Office has launched an ISA account, where it allows customers to deposit/split their annual allowance across both an easy access (variable rate) ISA and a fixed-rate ISA, in one account.

For example, the customer can put Ј5000 in the easy access ISA account, and Ј10,000 in a fixed-rate ISA.

More details on how it works: https://www.postoffice.co.uk/savings-accounts/online-isa

A question about : Dot ComUnity Credit Union

Hello,

Has anyone had any experience / issues with the above credit union? - Link: https://www.dotcu.org.uk/creditunion/savings/isa.html

I am thinking about joining the above credit union and transferring my cash ISA to it. 3% PA, no fixed term and with ISA transfer to it available, for Ј30 a year membership. It just seems too good to be true. Am I missing something here?

A question about : Who's 2 Year Santander Fixed ISA is Ending? What you all doing?

I remember jumping on the threads on here 2 years ago and getting the Santander ISA fixed for 2 years. That is nearly ending now, wondering what others are doing? I see they have another 2-year fix @ 1.70%, might consider this for easy of staying there.

I have a modest pot that is emergency fund, and don't plan to add to it for now, concentrating on paying off the mortgage instead and upping pension slightly.

A question about : Mini Cash ISAs: The Best ISAs currently available List

New Cash ISAs (NISAs): The Best Currently Available List

I don't know about anyone else, but with all the New Cash ISA (NISA) launches it's getting more difficult to decide which one(s) to choose. I thought it might be useful to list the options available in one place, as it makes it easier to compare them and make the right choice(s):

A question about : Why do you leave it till now to use your 14/15 isa allowance?

I can never understand why people leave it till the last minute to use their isa allowance, thus wasting an entire years worth of growth and income!

I can think of a few reasons, ignorance, laziness, head in the sand, distrust of financiers.

I think it's the same problem with pensions, something people only think about when they approach 50ish, and then it's getting too late!

A question about : How to best save Ј20k?

Hello. I have recently inherited Ј20k. Should I just open a cash ISA and fill the 15k limit and put the remaining Ј5k in a high rate current account? If so what would you suggest would be the best ISA and current account? My current account is at the moment with Barclays. Or any better suggestions? I will need to have access to the money in case of emergency or as I might use it as a deposit later this year.

Thanks in advance.

A question about : Cash ISA interest rates

This morning's Tel: Sylvia Waycot of Moneyfacts said that the interest paid by the average ISA wouldn't pay for a sausage a week.

What a wonderful yardstick. What would it pay for?