How much have you saved?

A question about : The Great 'Night-shift savings' Hunt

The Great 'night-shift savings' Hunt

Night-shifters, do you find MoneySaving different to day-time workers? We want to tap your collective knowledge to find out how night owls bag bargains.

Click 'reply' below to discuss. If you haven’t already, join the forum to reply. If you aren't sure how it all works, watch our New to Forum? Intro Guide.

A question about : Life Starts Again

Hi,

After recently going through a major financial disaster and coming out the other side now, myself and OH are looking forward.

We are getting married in may 15 and want to save Ј20k.
We would like to buy a house so want to save the deposit apx Ј20k
And we would like to expand OH business Ј20k apx

A question about : Drip feed saving technique

Hi,

I saw on the website a technique to collect more interest from your saving and would like to know if this only work with large or little lump saving. At the moment I am saving for a certain amount, but have as start of Ј2000 and can only pay Ј300pmd. I can only save Ј3.600pr year in my first direct regular saving account of 6%. I am thinking of opening an Isa and 123 Satander account. What would offer me the best return for my savings as all the interests are low?

A question about : Those ends must keep meeting

I've been planning to start a spending/savings diary for a while as my ability to earn has been severely curtailed through poor health and I have taken my pension early.

I don't get benefits of any description. I have some money in a savings account and can't think of anything I particularly need to buy.

This hasn't stopped me spending money in the past though.

I hope that recording what I have coming in and what is going out will help.

A question about : Horlicks at Tescos

Wife asked me to pick up a Horlicks refill today because it was cheaper than buying the tub. At least that's what she thought. Turned out that if you buy a refill in a bag (400g) it works out at 79.7 per 100g but if you buy the tub (500g) it is roughly 10p cheaper per 100g. Nice one Tesco. Change the weights and charge what you like.

Haven't worked out how much I saved by buying the tub but every mickle maks a muckle.

A question about : Matt's money saving plan 2013 and beyond

In a nutshell, despite leaving a lowly paid part time supermarket checkout job for a better paid full time job in April 2012, there was a problem. The supermarket was a short walk away whereas the new workplace was over the other side of the city and I would have to use my car to get to it. The cost of diesel went from around Ј40 a month (if that!) to around Ј100/month. Despite the higher salary, it was eating into my savings.

A question about : How do you celebrate meeting your saving goals?

Nearing the 40k and wondering how to celebrate come February. So! Do you splash out when you reach a saving goal or do so money saving style?

A question about : Sainsburys new customer vouchers

I followed Martins tips to buy from Sainsburys as a new customer. He advised that new customer vouchers are given and I downloaded one, and that these work on deliveries up to Saturday 2-11-13, but Sainsburys order site closed them as of deliveries Friday 1-11-13.
There is nowhere on Sainsburys site to contact them by e-mail or phone to clarify this (nor on Moneysving Expert Site).
Anyone help?

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