29 Mar 2019

Compensation from water company for flood damage?

A question about : Compensation from water company for flood damage?

My ground floor flat is rented to tenants. There is a drain outside which overflows every time there are heavy rains - this has persisted for more than ten years. In January (not because of the nationwide floods in February), the drain overflowed again, causing sewage water to enter the flat. Due to the unpleasantness and health risks, the tenants decided to move out.

30 Mar 2019

Empty house next door

A question about : Empty house next door

I live in a semi detached property, the house joined onto ours is emprty (the old woman died and lawyer is currently trying to find a next of kin i believe). Both properties are privately owned, I own mine and she owned hers.

It has been empty for a number of months now and since we are heading into winter i am getting a bit concerned regarding this.

I have home buliding and contents insurance,but i doubt very much next door is insured.

30 Mar 2019

Insurance claw-back?

A question about : Insurance claw-back?

Our street was under two feet of water back in February so we claimed off our insurance and they [eventually!] paid.
I believe there was some 'guidance' issued at the time that insurers were not to raise premiums for flood affected properties as a means of recovering their losses.
Well they're getting round it!
Whilst they are not suggesting (yet) a premium increase, what they are doing is putting additional onerous clauses on us related to theft and burglary risk.

27 Mar 2019

Fallen tree clear up liability Council

A question about : Fallen tree clear up liability Council

26 Mar 2019

'Flood & Storms Help & Information' board sticky/pinned threads

A question about : 'Flood & Storms Help & Information' board sticky/pinned threads

Hi folks

This is the new Flood & Storms Help & Information board sticky/pinned thread where you can find links to useful info and important threads.

Official MSE Fully Researched guides:

Flooding News
Home Insurance

Elsewhere on the Web:

National Flood Forum
Environment Agency Flood Pages
Directgov - report a flooded road

On the Forum:

02 Feb 2017

Measuring Gravesend Flood Risk for insurance

A question about : Measuring Gravesend Flood Risk for insurance

i live in Gravesend near by Thames River. Cause of the floods in wales, worcester etc i was bit worried and wanted to know what are the risks and hazzards where i live and how far is thames river distance from my house. is there any way that i can measure the distance between my house and thames river.

When my dad took out insurance he said The Thames was 400 or so meters away. Im worried if this isn't true and we flood then we wont be covered!title=Mad

29 Jan 2017

Flood Risk?

A question about : Flood Risk?

Hi
We've been living in our house for over 10 years now, through heavy rainfalls and had no sign of flooding or water even reaching our garden, the nearby brook has not even reached the top of it's culverted banks. Conversely half a mile down the road is a business park which has seen flooding in this time from the same brook.
When we purchased our home we checked with the environment agency for risk of flooding and none was shown in the vicinity of our house.

29 Jan 2017

No water /loo

A question about : No water /loo

what are the regulations in respect of workplaces, my sister has been told to go to work today, her workplace has no running water due to floods hence no water for the loos and the electric has been on and off all day so phones have been down.

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