13 Mar 2018

A question about : DFS Credit

Hi,

I will buying new sofa at DFS - Any idea which:-

1. Finance Company they use &
2. Which credit reference agency that finance company uses

Thanks
M

Best answers:

  • I ordered a new sofa last month and the credit is through HFC Bank. They certainly did a search with Experian.
  • Blackhorse for me - although this was about 4 years ago.
  • When we bought at DFS 3 years ago our finance was through GE Capital. No idea which reference agency they use though.
  • I got a new sofa on finance with them, ordered end of August, and our finance is with G E Capital...I have only checked experian and the agreement is on there, not sure about the search tho.
  • mine is with Hitatchi , we got ours this november. not sure which credit reference company they use though.
  • Hi, Thanks for the replies -
    I have been into DFS today and they are making my application through Hitachi Finance - At the moment it was on paper and they will process it later.
    They ask me for Partners Name to put down on application. I kindly refused to provide that infor. They still done the application.
    There is no problem with my or partners credit file but I dont want our files to be associated at the moment.
    Will that affect my application? I never been asked to provide partners name with any other credit applications I have made previously.
    Thanks
    M
  • Im tempted to purchase a new sofa on the 4 year interest free deal.
    Is it still fairly easy to get credit on somthing like this at the moment?
  • I got a sofa set with them in October 2007, and they used HFC Bank, which I was rejected with, so they apply with G E Capital, and I was accepted. Not sure which credit reference angency they use.
  • Hi,
    Just an update - I phoned DFS today to check the progress on my finance application. They told me that my application with Hitachi Finance has been declined but I have been accepted with Blackhorse.
    Not very happy through as 2 searches would have now been applied to my credit report.
    Anyway how would you rate Blackhorse?
    M
Category: 
I wanna buy-it or do-it
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