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A question about : Deleted Item

Monthly Income Details
Monthly income after tax................ 1000
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 90
Total monthly income.................... 1090

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 30
Council tax............................. 80
Electricity............................. 30
Gas..................................... 40
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 10
Mobile phone............................ 10
TV Licence.............................. 10
Satellite/Cable TV...................... 30
Internet Services....................... 10
Groceries etc. ......................... 120
Clothing................................ 20
Petrol/diesel........................... 150
Road tax................................ 130
Car Insurance........................... 370
Car maintenance (including MOT)......... 100
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 30
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 10
Entertainment........................... 80
Holiday................................. 0
Emergency fund.......................... 50
Total monthly expenses.................. 1310

Assets
Cash.................................... 0
House value (Gross)..................... 40000
Shares and bonds........................ 0
Car(s).................................. 35000
Other assets............................ 0
Total Assets............................ 75000

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly.. .APR
O/D BOS........................2000......0.........17
C/C Barclaycard................4700......100.......18
C/C BOS........................1700......40........18
Total unsecured debts..........8400......140.......-

Monthly Budget Summary
Total monthly income.................... 1,090
Expenses (including HP & secured debts). 1,310
Available for debt repayments........... -220
Monthly UNsecured debt repayments....... 140
Amount short for making debt repayments. -360

Personal Balance Sheet Summary
Total assets (things you own)........... 75,000
Total HP & Secured debt................. -0
Total Unsecured debt.................... -8,400
Net Assets.............................. 66,600

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Best answers:

• I may have misunderstood but as you mention a hackney and have high insurance I am guessing you must be a black cab driver so am guessing you can't really cut back on that ?
  Apolgisr if I am totally wrong