25 Feb 2015

need out of debt

A question about : need out of debt

1st ever post and a little nervous don't even know why.
I got myself into huge debt of nearly Ј40k with loans credit cards overdraft and pay day loans , I went into a dmp nearly 2 years ago with a company I paid. I have now moved to Payplan i hope i have made a ok choice as not seen anyone speaking of them on here, Anyway i pay them 240 a month but i also owe 2 friends money which i pay 100 and 200 per month to and a guarantor loan of Ј57 ,

25 Feb 2015

County Court Summons

A question about : County Court Summons

Just received a summons for a 'debt' which I am pretty sure is Statute Barred. The problem is I can't find proof of this.

Do I simply file a defence to the effect that it is Statute barred and leave it to the Plaintiff to prove the details?

Many thanks.

25 Feb 2015

Help getting out of debt / improving credit rating

A question about : Help getting out of debt / improving credit rating

Hello,

I am new to this forum and seeking some advice and help, I know numerous threads pop up each day which are very similar however was hoping for some help for my situation.

I have been looking to get into a better state with my credit rating, pay off debts I have had for years which i have always avoided. So recently speaking to my partner about debts, I'm 23 and the thought of not being able to get a mortgage/car ect due to being silly over the past few years and when i was younger.

25 Feb 2015

StartAFresh

A question about : StartAFresh

title=Embarrassment Another year, another start.

Hopefully I will stick with it and make more of an effort this year.
There are a few things I need to get to grips with so I am going to jot down my plans and achievements and see how it goes. This diary will be my incentive.

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