09 Mar 2015

A question about : Debt free at last!!!!!!!!!!!!!1

I have just paid off the last full and final offer - lousy offers but at least I am done with it all, 4 months before retirement.

I began my debt management plan with Payplan 7 years ago almost to the day - they have been a life saver. My partner and my mother gave me enough money to make final offers to 16 creditors. My credit record is wrecked but I don't care - wouldn't want any more credit anyway.

To those of you still in the midst of it all, it does get better, it does end and there is life after debt!!

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Best answers:

  • wow!!! Well done Poppy! I am really pleased for you. Cant wait to join you in being debt free, not long now for me!
  • Very well done
  • Woooo!
    I love reading success stories, well done
  • amazing well done.x
  • The one thing I will not do is look back and worry about how I could have been so stupid in the first place or think about what I could have done with all the money that I have paid over the last 7 years! I want to put it all behind me and move on. I have managed to live without credit for 7 years so can continue without it. I am much better with money now. My main regret is how much worry it has caused me and my family, especially before I went on the debt management plan - sleepless nights, scared to answer the phone or open the post.
    My partner isn't here at the moment - perhaps I will treat myself to a Chinese takeaway!
  • Well done Poppy . It's a great feeling isn't it?
    Now look forward to a long and happy debt free retirement.
    Xxx
  • Congratulations, I hope you got the Chinese.
  • Well done Poppy! You definatly deserve that Chinese! x
  • Very Well Done!!!
  • Congratulations and Well done
    What's the plan now?
    HHx
  • Congratulation !
    I will be there with you very shortly !
  • Congratulations and very well done
  • Well done Poppy - 7 years is a small price to pay, now enjoy the many debt free years to come
  • Congratulations and well done
    Love reading threads like this and love how there is so many cropping up at the moment and about those who are nearly there as well.
    I find them motivating myself and am always really pleased for the person as its not an easy thing to do and they deserve to be happy about it
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