25 Feb 2015

A question about : Credit Reference Agencies

Below is a list of major financial companies which provide bank accounts, credit cards, mobile phone contracts, loans, home shopping catalogues, mortgages and motor finance which I will update with which credit reference agency (CRA) they use to search and report to as people post it up.

PLEASE HELP KEEP THIS THREAD UP TO DATE BY POSTING UP ANY INFORMATION YOU HAVE - T H A N K S title=Smile

DISCLAIMER: THIS POST IS A GUIDE ONLY AND ANY INFORMATION CONTAINED WITHIN IS NOT GUARANTEED TO BE ACCURATE. ALL INFORMATION POSTED IS BASED ON THE EXPERIENCE OF OTHER MSE FORUM USERS

Key:
EX = Experian
EQ = Equifax
CC = Call Credit

* = An asterisk symbol next to a CRA in an entry denotes that most forum users have reported that the lender uses that CRA. The usual disclaimer (above) applies to this information.

# = An hash symbol next to a CRA in an entry denotes that this was my personal experience when I applied for the product. This was my experience, yours may be different!

BANK CURRENT ACCOUNTS

Allied Irish Bank (First Trust Bank)
Search: EQ (see post #99)
Report:
Bank Of Cyprus
Search: EQ
Report: EQ
Bank Of Ireland
Search: EQ
Report: EX, EQ
Barclays
Search: EX#
Report: EX, EQ, CC
Citibank
Search: EX
Report: EX
Co-operative Bank (incl. smile)
Search: EX#
Report: EX, EQ, CC
Coventry Building Society
Search: EQ
Report:
Cumberland Building Society
Search:
Report: EQ
Danske Bank
Search: EX
Report:
Halifax & Bank of Scotland
Search: EX#, EQ, CC
Report: EX, EQ, CC
HSBC (incl. First Direct)
Search: EX#, EQ
Report: EX, EQ, CC
Lloyds
Search: EX, CC
Report: EX, EQ, CC
Marks & Spencer (HSBC)
Search: EX, EQ
Report:
Metrobank
Search: EQ
Report: EX, EQ, CC
Nationwide
Search: EX
Report: EX, EQ, CC
Norwich & Peterborough Building Society
Search: EX, EQ
Report: EQ, CC
Royal Bank of Scotland & NatWest
Search: EX#, EQ#
Report: EX, EQ, CC
Santander
Search: EX
Report: EX, EQ, CC
TSB
Search: EX
Report:
Yorkshire Bank & Clydesdale Bank (National Australia Bank Group)
Search: EX
Report: EX, EQ, CC

Continued.....

Best answers:

  • DISCLAIMER: THIS POST IS A GUIDE ONLY AND ANY INFORMATION CONTAINED WITHIN IS NOT GUARANTEED TO BE ACCURATE. ALL INFORMATION POSTED IS BASED ON THE EXPERIENCE OF OTHER MSE FORUM USERS
  • DISCLAIMER: THIS POST IS A GUIDE ONLY AND ANY INFORMATION CONTAINED WITHIN IS NOT GUARANTEED TO BE ACCURATE. ALL INFORMATION POSTED IS BASED ON THE EXPERIENCE OF OTHER MSE FORUM USERS
  • DISCLAIMER: THIS POST IS A GUIDE ONLY AND ANY INFORMATION CONTAINED WITHIN IS NOT GUARANTEED TO BE ACCURATE. ALL INFORMATION POSTED IS BASED ON THE EXPERIENCE OF OTHER MSE FORUM USERS
  • DISCLAIMER: THIS POST IS A GUIDE ONLY AND ANY INFORMATION CONTAINED WITHIN IS NOT GUARANTEED TO BE ACCURATE. ALL INFORMATION POSTED IS BASED ON THE EXPERIENCE OF OTHER MSE FORUM USERS
  • Like it, well done!!!
  • fantastic! i could never find anything in the old one!
  • Excellent new thread Underground - well done mate
    Now you have the first few posts, you can add/amend as you please...... should be able to keep this going for many a year
  • Thought i wrote on this earlier, yorkshire building society uses experian
  • Vodafone also search Equifax. They searched my credit file last July.
  • I know it's small.
Категория: