13 Jun 2015

Applying for a Credit card with previous debtor

A question about : Applying for a Credit card with previous debtor

Hi

13 Jun 2015

Balance transfers between different people

A question about : Balance transfers between different people

I think I know the answer to this one, but just to confirm: one of my lads recently got a 0% BT on a new Barclaycard and I would like to transfer some balances from a couple of my cards onto this new card of his.

I assume there's nothing wrong with this, based on my understanding of the subject, and on other threads here. I just wondered because it seems BC give individual approvals for BTs.

14 Jun 2015

Lloyds Choice Rewards

A question about : Lloyds Choice Rewards

I've been trying for a few days to see my reward points total. However, every time I try to access the site I get an error, code 75000, and access is denied.

Has anyone else experienced the same problem?

15 Jun 2015

Aqua credit card good for first timer?

A question about : Aqua credit card good for first timer?

Hello all, I am 21 years old and I have a credit score of roughly 780 according to Experian. Despite this being average, I have not been able to be accepted for a credit card at my main bank; Halifax.

17 Jun 2015

Halifax online can't access CC statements

A question about : Halifax online can't access CC statements

Is anyone else having problems accessing their online credit card statements?

It says there aren't any available for 2015 and the account was inactive for 2014.

16 Jun 2015

Barclaycard Ј50 Credit for bad press

A question about : Barclaycard Ј50 Credit for bad press

Just rang Barclaycard to cancel after 18 months 0% purchases rate ran out. The man on the phone was trying to persuade me to stay with balance transfers etc. I said that I wasn't happy with the negative publicity re LIBOR etc. He then offered me Ј50 credit on my account to appease me.

Has anyone else encountered this?

12 Jun 2015

Fluid credit card

A question about : Fluid credit card

I've had the fluid card since november and I've had two default sum notice.

Both instances the last payment date was on a Sunday, I paid on a friday after 4pm and they consider this late as I need to make payment before 4pm on Friday to count within deadline.

Furthermore. They don't go by calender month, they go by some other calculation, I think 30 day/29 day period because every month the statement date creeps back 1-2 days and the due date also rolls back 1-2 days from previous month.

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