09 Mar 2015

A question about : CIFAS Marker

Somebody applied for a savings account (to what end I don't know) using my details. I alerted Halifax about this and they immediately closed the account and have logged it with CIFAS leading to a CIFAS marker on my credit report.
My query is will this marker affect my ability to get credit? I've no intention to apply for any credit in the immediate future but I will be looking to remortgage about this time next year. Would it be worth requesting for Halifax to remove the marker in 9-10 months time so it has gone for when I'm remortgaging or are they unlikely to accept this request?

Best answers:

  • It shouldn't - the marker is there to protect you from it happening again. Which code is shown? It should be 0, if not take it up with Halifax directly.