09 Mar 2015

A question about : Attempting to settle DAS

Hello,

I'll try to keep it brief. I have a DAS of around 18,000. I am attempting to settle through finances coming from my parents!

I originally made an offer of 12,000. This was turned down - by Halifax. According to my previous money manager Halifax have a policy whereby they do not accept anything less than full amount when it comes to a DAS settlement?

It gets trickier, my old money manager then disappeared. She left the company - I had been in touch over a 6 week period and wondered by no response. I do not know if other creditors (5 in total) accepted the early offer as clearly paper work and info wasn't passed on.

My new money manager is attempting to now get a settlement figure but has no record of previous communication or settlement offers.

Can companies refuse settlement entirely? How much should I expect do pay to settle the full sum?

Any help is greatly appreciated!

Thanks,

J

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