13
Jun
2019
A question about : Advice on Mortgage PPI
Was contemplating putting in a claim on mortgage PPI. Although my mortgage finished in 2013. Essentially, when I originally applied for my mortgage with the Leeds permanent in 1992, I was told by them that in order to take the mortgage out I had to take two of their products, so I took out Buildings Insurance and mortgage protection. Then every year it just rolled over and over (Leeds taken over by Halifax in late 90's).
Reading the standard letter template one of the reasons given is ยท I was led to believe that my application for credit would be rejected if I did not take out the insurance.
Don't want to be a chancer, but always resented something that I clearly didn't need. Is it worth it ? Or am I being just too reticent?
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