A question about : Where to start!!!!!

Hi

This is my first time posting I have been a lurking for years but would appreciate any help that anyone can give me regarding my situation.

My husband and I are recently married and live together in a council house, I work full time as a teaching assistant and my husband doesn't work due to ill health but receives a private pension from the company he did work for, so still receives a wage effectively every month.

A question about : Credit Cards run up and only me knows it.....

A question about : Selling Jewellry

I have a few debts that I wish to clear and would like to sell an engagement ring. Do any of you have any experience of this and know of any places in and around the Cardiff area that I can take my ring to be valued. I have all the relevant documentation for the diamond.

Thanks in advance

A question about : Argos. Does this constitute being unreasonable?

We are 30 or so months in a DMP with SC. Total was about Ј50k spread over a dozen or so creditors, all in the high thousands, apart from Argos who we only owed about Ј550.
As such they only get a tiny slice of the Ј350 we pay SC each month, of around Ј8.

However since day one, on a monthly basis they apply interest of around Ј5, and also say my min payment is Ј16 and charge me a missed payment fee of Ј12 for only paying Ј7, so every month SC pay them Ј7, and they add on about Ј15 in charges.

A question about : Prudential Error

Hi All

A question about : My SOA

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 0

Monthly Income Details
Monthly income after tax................ 1646
Partners monthly income after tax....... 0
Benefits................................ 386
Other income............................ 0
Total monthly income.................... 2032

A question about : Newbie debt free wannabe needs help!

Hello dfw geeks I could really use your help.

I have debts that need paying off ASAP along with really low discretionary income once all my bills have been paid. I will give you a quick overview now so you can see.

Rent 540
Council tax 67
Water
Electric 20
Food 120
Train fare to work 305
Mobile 38
Tablet 19

total is 1109

My salary is 1266 a month after tax

Now I have debts with

A question about : Help with credit card debt

Hi all,

I am just hoping to get some advice about my current credit card debt.

I currently have a balance of Ј2,500 on my tesco credit card which has 0% on balance transfers until June 2015. I can only afford to pay Ј100 per month, so I obviously cant pay the balance off before the 0% deal ends. I am just a bit unsure as to what to do?

Am I better off paying the Ј100 per month until June then trying to switch to another 0% card? or should I try to switch to a card now with 28 months at 0%?