23 May 2015

Having a baby whilst paying off debts.

A question about : Having a baby whilst paying off debts.

We have a bit of a dilemma....

Those of you that have read my earlier posts will know that we are currently on a debt free journey to clear around 40K of debt by Christmas 2016. We have one child who is 4 years old. We had problems getting pregnant the first time round and it took 2 years and fertility drugs (not IVF and we didn't have to pay anything). We desperately want a second child.

23 May 2015

Santander not allowing Full and Final Settlement

A question about : Santander not allowing Full and Final Settlement

Hello

As some of you know, I'm in the process of settling my debts by full and final settlements.

I have one account left, Santander for Ј3800. I offered 29%, which is low, but was pro rata for the rest of the debts. I've had to tell Santander that some settled for more than the pro rata and I don't know whether they'll accept my 29% or want more.

23 May 2015

Dmp help

A question about : Dmp help

Hi everyone wonder if you can help me.

Just over 6 years ago I found myself in debt with credit cards and in a way to get it sorted I joined a debt management company.

I was told I should be debt free within 5 years which isnt the case and the amount I owed dosent seem to have come down alot.

Checking my statement's they hardly pay anything to my creditors and seem to take a hefty monthly fee.

23 May 2015

Urgent advise needed! Bailiffs turned up last night.

A question about : Urgent advise needed! Bailiffs turned up last night.

I must apologise if this is the wrong place to post this, but I am sure debt free is wanted!

This thread is being written for a friend that's in panic.

Last night she had bailiffs turn up on her doorstep, saying they've gone through the courts and she has to pay Ј2k in a weeks time (so 6 days from now) Or they're getting a locksmith and entering the property.

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